Change your focus. Change your future.
Free Up Cash. Build Real Wealth.
75% of American households carry some form of debt, with mortgage, credit cards, and auto loans being the most common.
Source: Federal Reserve, 2024
70% of people say they want to be debt-free—but only 24% have a plan to get there.
Source: Experian Consumer Debt Report
Nearly 6 in 10 Americans live paycheck to paycheck—even among those earning over $100K/year.
Source: LendingClub, 2024
55% of Americans say they’re behind on retirement savings.
Source: Bankrate, 2023
Don't worry, we can help!

Take Free Training
Learn how traditional planning creates mediocre results and how changing your focus will change your future!

Generate Analysis
Meet to get questions answered and gather needed details on current financial situation. Develop a step by step action plan to get you totally debt free faster than you ever thought possible!

Plan & Build Wealth
With a clear plan in place, you’ll stop feeling stuck—and start seeing real progress toward debt freedom and creating real wealth!
Ready to get started?
After the training, we will generate your custom action plan that shows you how to leverage your cash flow and start eliminating all of your debt in 9 years or less! Let's get started.

"Loved everything so far"
"I make good money, but I always felt like I was spinning my wheels. After watching the training and getting my custom plan, I finally understood where my income was going—and how to take back control. I’m paying off debt faster and saving for the first time in years."
- Jason M., 48, Engineer


"My life changed forever"
"I thought I was doing everything right—making my payments on time, contributing to my 401(k), and budgeting every month. But I still felt like I was getting nowhere. This process opened my eyes to how much money was tied up in debt. Now I have a real plan, and for the first time in years, I feel financially confident."
— David R., 53, Operations Manager


"Highly recommend this"
"I was five years from retirement and still had a mortgage, car loan, and credit cards. I didn’t think it was possible to fix that in time. But this strategy showed me how to free up thousands in hidden cash flow. It’s honestly one of the smartest financial moves I’ve ever made."
- Teresa L., 59, School Administrator

Brandon is a seasoned financial professional with over two decades of experience helping individuals and families take control of their finances, eliminate debt, and plan for lasting wealth.
Known for his no-pressure, strategy-first approach, Brandon combines traditional financial principles with modern tools to give people a clear, actionable path forward—no matter what stage of life they’re in.
25+ Years of Experience guiding clients through debt elimination and retirement planning
Real-World, Results-Driven Advice focused on cash flow, not gimmicks
Personalized, Judgment-Free Process that meets you where you are financially

We understand, here are some common questions people may have:
No. Whether you have $10,000 or $500,000 in debt, this approach is designed to show you how to manage it more efficiently and free up cash flow—without changing your income or lifestyle.
Not at all. This is not a loan, consolidation, or refinance. It’s a planning-based strategy using traditional financial principles that show you how to redirect your existing payments for faster results.
It’s a custom, no-obligation plan based on your current income, debts, and goals. You’ll see exactly how quickly you could eliminate debt and how much cash flow you could free up each month.
There’s no catch. The consultation is part of our mission to help people make smarter, stress-free financial decisions. If you find the plan helpful, you may choose to work with us further—but there’s zero pressure or obligation.
Copyright 2025 | My Debt Pivot